Term Loan

Term Loan 
 

• Industrial loan 13-16%
• Trade (Business) 13 -16 %
• Educational 15-16%
• Agriculture 13-16%
• Foreign employment loan 15-16%
• Hotel & tourism loan 14-16%
• Deprived Micro loan (collateral ) 15-17%
• Deprived Micro loan (wholesale) Negotiable
• Others loan 15-17%

  
Service charge:1.25% 
 
Commitment fees: 0.40%
 
 Document for Term loan:

• Collateral document ( Lalpurja, Char killas, Tiro rasid, Blue print, Map, Trace map, , approval map of Municipality or VDC  )
• Certify Income source document
• Citizenship,  Photo of applicant & personal guarantors
• Business firm certificate (Department of commerce,  office of small & cottage industries , company register office ) with renewal
• Pan number, tax clearance certificate of business firms, audit report of firm
• Other related document